Ally vs usaa reddit. I opened one with Ally and for the first 90 days you can only withdrawal 10k in one transaction and remember you’re limited to 6 per month. Is USAA or Ally Bank better for you? Compare Ally Bank and USAA Federal Savings Bank. 90% to 3. This has been asked almost to death. View rates, fees, and customer service rankings. I currently have both checking and savings through Ally- so I mean, if I needed to tap into my Emergency Fund I have in savings I could just transfer to checking and use the debit card. So I am a bit scared to establish with them, but I love the speed of ACH TXs. 20 interest payments at USAA were immediately dwarfed by the Ally interest payment. Then after that it’s still a limit of 150k. I am just concerned as in the past I heard USAA is very much like Wells where they tend to flag things not worthy of being flagged, and closing accounts.
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